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The Emotional Impact of Borrowing from a Loan Shark

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In the past, we’ve discussed some of the many reasons to avoid a payday loan. While it’s easy to focus on the financial impact –primarily the high interest rate – there’s something else to think… 

Should You Ever Borrow From a Loan Shark?

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There may come a point in your life when you feel like there’s no way to obtain the funding you need. If this happens, it’s natural to open your mind to any and every option… 

3 Reasons to Avoid a Payday Loan

Many people turn to a payday loan when they need a small amount of money for a short period of time. While the opportunity is available, you need to think twice before you head down… 

Choose a Credit Card Over a Payday Loan

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There is never a good time to overspend on a credit card, but in some cases it’s the best way to secure the funds you need. For example, if you’re facing a major car repair… 

What’s the Allure of a Payday Loan?

Despite the disadvantages when compared to other forms of credit, there will always be people who turn their attention to a payday loan when they need money. While there is nothing wrong with considering all… 

Does it Make Sense to Use a Credit Card?

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You’ve heard the horror stories in the past. You may have personally gone down the wrong path with a credit card at some point. There are people who will tell you that a credit card… 

What’s So Special About a Personal Loan?

If you find yourself in need of fast cash, you may soon find yourself pulled in the direction of a payday lender or loan shark. With both these options, you know you can get the…