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Chris

Choose a Credit Card Over a Payday Loan

January 1, 2019September 14, 2018 by Chris

There is never a good time to overspend on a credit card, but in some cases it’s the best way to secure the funds you need. For example, if you’re facing a major car repair or medical bill, you may need money in a hurry. While you have many options, some are better than others. … Read more

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Protect Your Parents From Loan Sharks, Predatory Lending

August 16, 2018 by Chris

As your parents age, it’s only natural to become more protective. This definitely holds true in regards to their finances, as you don’t want them to be taken advantage of. Unfortunately, there are people out there who prey on the elderly. They realize they’re no longer as sharp as they once were, and are more … Read more

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What’s the Allure of a Payday Loan?

July 27, 2018 by Chris

Despite the disadvantages when compared to other forms of credit, there will always be people who turn their attention to a payday loan when they need money. While there is nothing wrong with considering all your financial options, especially when searching for a loan, it’s important to do so with a clear mind. Without this, … Read more

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Mounting Debt Makes You Vulnerable to Poor Decisions

June 20, 2018 by Chris

As you take on more and more debt, you can be rest assured that your financial situation will change in many ways. Mounting debt has a way of making you vulnerable to poor decisions. Subsequently, as you make these decisions, your situation worsens and the cycle continues. Here’s an example. You continue to use credit … Read more

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LoanSharks.com recommends that you look into consolidating high interest loans with your local Credit Union, but we understand that obtaining a loan from an on-line lender may also be a good approach. We recommend that you compare rates and fees before committing to any loan. Here are financial resources to help guide you with debt help and lenders. If you are looking for a loan instead, you can do so here.

What Can You Do?

We’re fighting for healthy lending! It takes both demand and supply to create a marketplace. You can do your part by reducing demand for predatory lending by learning more about good loan practices, and how you should shop for loans.

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